Wow, thanks for all the comments. That started my day off differently than normal. I’m having trouble controlling my smileys despite my promise to myself that I wouldn’t use them in the blog. Ahem.
I’m in a good mood. I finished scheduling arrangements for the summer. Shanna has a couple of weeks of summer camp. They are kind of random.
Mondays will be cleaning/family-gym night. (Noah and I started dating by being gym buddies. He’s fun to exercise with.) And the kids love the day care. With a trip to Aqua Adventure in the middle of the day.
Tuesdays switch a bit. Every other week we go to Oakland for therapy. I usually spent post-therapy talking to K for a bit. Sometimes we go to park day afterwards. Or we don’t go to therapy and we try to go to park day. If it is my only unscheduled day of the week, sometimes we stay home during the day. Tuesday nights will be babysitting from 4-8. We will sometimes date but mostly that’s alone time.
Wednesdays are variable. Concerts. County Fair. Visits with friends. Stuff happens. We go to Aqua Adventure in the afternoon. Then Pam comes over to spend the night.
Thursdays mornings for four hours I exchange child care with a local stay at home mom. One week at my house, next week at her house. I can’t believe how crazily productive I am during that period. (It used to be three hours, we decided to bump it after we’ve ended up standing around talking for two hours after most sitting-sessions because the kids are not ready to split up after three hours.) One week I get to go up to L’s house and plan out Calli’s birthday party. (It’s a joint thing cause she’s got a birthday twin. It’s working out.) Every other Thursday I will be running with J. The in between Thursdays will be Noah’s night off.
Friday days are variable. Gym visits with a mom so the kids can play in the day care. Help K clean out her basement (I’ve been looking forward to this for years. I have pestered them asking, “So! When can we clean out your basement?!”) Aqua Adventure most weeks. (All these trips to Aqua Adventure are dates with another family. I have to go.) Nights are Family-Date-Night. The kids will help make dinner. When Noah and I cooperate, the kids always find ways to keep us busy.
Saturdays are variable. We do stuff. Sometimes it is just a massage. Sometimes we go see people. Sometimes we hang out at home and keep busy. This is when Noah gets in the epic reading sessions with the kids. (Would anyone like to go to the day-time PEERS event in August? It sounds fun…. And like my hours…)
Sundays start with Shanna making breakfast. Then we walk to the farmers market. Then we hang out and rest for the remainder of the day.
On top of that I have a very full exercise schedule. 2-3 days of running. One walk to the farmers market. 1-2 days of cross training. (I start out with more cross training and slightly less running but that shifts as I get closer to the half marathon.) Stretching and strength training. One rest day. Must rest or you don’t progress as well.
Dinners are planned until September. I consciously put a lot of easier stuff on the calendar. I’m going to need easier cooking if I will get through it. I’d like to conserve some money. I’ve been uhm, over spending. It’s halfway through the year and I am not over budget on most stuff, but I have absolutely no wiggle room and I really wanted a cushion. Sigh. At the end of the year I am going to send a bunch to the mortgage even if it hurts. I hope to build a cushion so it doesn’t hurt. The mortgage is still hovering at $200,000 and if I am going to pay it off in six more years then I need to get some large payments in, the sooner the better. Interest is a beast.
Debt is bad.
Really, if I got the house paid off in 2019, that would be dreamy. If all the mortgage money was suddenly going spare I could do a lot of interesting things. The longer I drag out the mortgage, the more I pay. That’s the simple logic of interest. The faster I get rid of the mortgage the more of my own money I get to keep. I can do fun things with it instead of give it to a bank.
I don’t pay on my car loans for the full term either.
Interest is yucky.
Except when I’m earning it. Then it’s awesome.
When I was a little girl, my life financial goal was to have $250,000 invested and to own my own home and car. I wanted no debt and a cushion “in case”. I picked that as a goal when I was, 10? 11? I know it was firm in my head before 12.
The fact that we have more than one account with that amount of money blows my fucking mind. I haven’t finished paying off the house yet. Damnit. Soon. Before I’m 40.
Thank you, Noah. I couldn’t have done this alone. To be fair, you couldn’t have either. You kind of suck at managing money. We make a great team. When we got engaged you had one account with that much money. You had a thirty year mortgage that you weren’t making expedited progress towards. You had a lot of debt from motorcycle purchases and accidents and home improvement and medical bills.
I’m pretty good. Doubled the investment. Paid off all the debt. Bought two cars, paid them off nearly instantly. The house is probably only six years away from being paid off. If I slacked it has a maximum of seven years left on the mortgage. Instead of twenty more years.
It is really easy to try hard for someone who rewards my hard work with kindness, attention, and love.
Not to mention that we went from being pretty much the crappiest house on the block to having people stop and offer to buy it because they like the garden so much.
I’ve been good to your bottom line. That’s pretty awesome.
You started off in a privileged position. It would not be reasonable to expect someone to do what we have done without the outrageous privilege of having a bunch of money handed to them.
I don’t know how I had my childhood but came out with different financial values. It’s A Mystery.
I honestly think it was the guaranteed income. It changes your whole way of thinking. When I grow up I might be willing to lobby congress for a guaranteed income. I think that is the only logical solution for a country with our resources and our degree of poverty.
Income inequality is bad for the country. Period. I don’t know when in the fuck I changed. Probably when I got my head out of my ass and looked at what was really happening to people near me because they didn’t have guaranteed income and I did.
I think I had the reverse of most people. Most people are protected by their parents during childhood and they have to make their way as adults–many are ill prepared. I was not financially cared for as a child. Once I turned eighteen I had a guaranteed income until I was thirty. I knew exactly how long I had to get my shit together and I put most of the money into college.
That’s an insane privilege. I didn’t know it while I was young.
It isn’t a hand out. It’s an investment. “I want you to do well, so our whole country will do well. This amount of money will keep you from making desperate choices so that you can survive. That way you can learn to thrive.”
This shit is studied.
Anyway. I’m in a good mood. The kids have been very affectionate and kind of clingy. Given how much they reject me lately I’m enjoying it. I think that they are noticing how much time we spend with other people lately.
Like: in the next two weeks I am providing 32 hours of babysitting for other peoples kids. That’s a fucking job. I do a lot of jobs all at once. I know that is kind of the joke about stay at home moms. Then add home schooling. Even unschooling is work. Don’t be fooled.
Right this minute I feel like I can handle all the balls in the air. I have said no to the things that weren’t fitting for me. It is hard but it was the right decision.
I can do this much scheduled and accomplish the things I want to do. Ok.
Also: I have to take the summer off of Netflix. I am watching too much. I’m going to try to limit my screen time to pre-6:30 am. I have a lot to do. (So I won’t be on chat much.)
I have a lot of projects I want to do. Sitting at the computer means I don’t get antsy enough to do them. If I change that dynamic, I get more done and I feel more satisfied about my time spent.
This is one of those times when my center of focus is moving in closer. I know this has happened before. It happened when I had Shanna for one thing. I just stopped communicating with most of the outside world. For years. I have been re-emerging.
Now I kind of don’t want to. I’ve built a world. I am really busy inside this little world. There’s a lot I want to do.
I need to buy saw horses. I have a lot of projects I want to do this summer and saw horses would make all of them easier. (So much for not painting this year.) That money will probably come out of my ‘entertainment’ budget. Because man is it cheaper to entertain myself at home than out. I have all the paint I need. Maybe another sheet of sand paper. Then we paint. No problem. I own all the other bits.
This is why some people can spontaneously make things. They have already accumulated all the crap. That’s why other people hoard. They want this feeling. “Oh I have everything for that.”
Only hoarders can’t find it when they want it. So they buy it anew for every project.
Man. Layers.
I remember my grandpa’s shed. He died when I was twelve. He was the only grandparent I met. He had painted the outline of every tool on the pegboard so he knew exactly where to put it.
In that moment, of seeing his shed I understood how things “should” be organized. It is all so clear. Yes.
I think I’ve been trying to get there ever since. I’m not there. I’m still shifting. He was in his 80’s. I doubt his work shop was always that meticulous. Give me time.
Someone recently said, “If this is how you use your garage… where do you put your storage?”
Storage? What’s that? My closets mostly don’t have doors. I don’t have an attic or a basement or a shed. My garage is fully occupied but not with storage. Ok, I store books on book shelves. Different.
I have what you see. I’m just trying to get the organization perfect. It happens in layers.
We change. Our needs change. Life is a process. I’m still arriving. I have so much more patience for that now than I used to have.
If a Zen moment appears, grab it. I feel ok. I feel like I am ok. I am doing what I wanted to do. I have, in fact, done far better than I dared dream. I haven’t perfectly arrived, but life is about the process. I’m doing well at the process.
My family thinks I am doing well by them. I’m not a perfect friend but I’m not a piece of shit. I do my best. Sometimes that isn’t enough. That’s life.
At this moment I honestly believe I couldn’t be doing more than I am. But I’m not over extended. Just busy. Booked. I can’t say yes to a lot more. People can join me on what I have already planned. That’s all I have to offer right now. And sometimes, I need to reserve family time. Holy crap do we spend time with people.
We need to reset our normal. Because even we–freaks that we are–have our own normal.
I have lots of gardening I should be doing. See–I need to stay home. There is work to do. While I babysit. Oh man.
It is going to be a blessedly full summer.
‘This is why some people can spontaneously make things. They have already accumulated all the crap. That’s why other people hoard. They want this feeling. “Oh I have everything for that.”
Only hoarders can’t find it when they want it. So they buy it anew for every project.’
Not (always) true. (Not all Hoarders! 😉 ) Other people would look at my stash and not find stuff. I can find the things; I just don’t find the time to make projects from my stash. Priorities…
We have sawhorses.